A DESCRIPTIVE STUDY ON EFFORTS TAKEN BY MAHARASHTRA GOVERNMENT TO PROVIDE PROTECTION TO THE PEOPLE UNDER SOCIAL HEALTH SECURITY SCHEME

Ms. Preeti Ravindra kumar Gotmare

Abstract


It is impossible for an individual to avoid danger. Accident and sickness has
become part of life. The physical consequences that may result from these hazards may
vary from unpleasant to disastrous. The impact of an occurrence of an accident / sickness
/ illness disease does not give only physical pain but also economic loss too. The
consequence of hospitalization of accidental injury / sickness is a costly affair and poor are
getting poorer. The expenses incurred are always beyond the capacity of a labor in
unorganized sector and families living in below poverty line. Most of the time the illness or
disease not only represents a permanent threat to their income earning capacity, but also
falling into a debt trap. When poor get sick and needed treatment, they often ignore as it is
because of the lack of financial resources available with him or his family member. They
also fearing wage loss, and wait till the last moment when disease aggravated and most of
the time it’s become too late.
Even if they decides to get the treatment and take rest due to illness it consumes
whatever savings they are having and forces them to sell their assets and property whatever
they have. They have no alternative but to ignore children’s education and care. Ultimately,
they forced into huge debts. Continuing with prolong illness and ignoring proper treatment
leads to permanent disability or death and they are force them to live in the poverty.
Taking this view into mind, Rajiv Gandhi JeevandayeeArogyaYojana (RGJAY) has
been launched by Government of Maharashtra to provide health coverage for Below Poverty
Line (BPL AND APL) familiesand Above Poverty Line (APL) families (excluding White Card
Holders).


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References


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https://jeevandayee.gov.in/MJPJAY/RGJAY.jsp

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Name=MJPJAY&mainMenu=About&subMenu=MJPJAY


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